Credifa.com (the "Site"), provides and maintains this Site for your information, subject to your acceptance, without modification, of the terms, conditions, and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you agree to and accept our terms.
Products and Services
Credifa.com is not a lender or lending partner and assumes no responsibility for any lending products advertised or offered to you, or for any credit decisions made regarding you. This Site does not offer specific loan products directly; instead, specific loan products are offered directly to you by the lender or lending partner.
E-Consent
By clicking "Apply for a loan", you acknowledge that this action serves as your electronic signature. You also consent to electronic communication with us and any lender or lending partner we share your request with. This includes the provision of required disclosures electronically, including any notices of adverse action that a lender or lending partner is obligated to send to you.
Receiving E-mails and SMS
By clicking "I agree," you agree to receive informational, promotional, or marketing-related SMS messages from Credifa.com and its marketing partners. We are not responsible for delayed or undelivered messages. In case you want to unsubscribe from receiving SMS, click here.
By providing Credifa.com with your email address, you consent to receive promotional emails from Credifa.com and its marketing partners, lenders, and lender networks. In case you want to unsubscribe from receiving e-mails, click here.
Loan Inquiry Policy
Credifa.com reserves the right to reject your inquiry at any time for any reason not prohibited by law. We may require additional information or verification before accepting your form. When you submit your information through a form on our Site, you will be connected with a lender or lending partner for further consideration based on their policies and procedures. This does not imply approval of your loan. Loan approval is solely at the discretion of the lender or lending partner. Credifa.com is not responsible for processing, approving, or denying your form. By submitting your information, you agree that if we cannot find a lender or lending partner that can offer you the type of loan you initially requested, we will search our network of lenders or lending partners to find other lenders or lending partners with different loan products to assist you.
Credit References
Participating lenders or lending partners may verify your social security number, driver's license number, or otherinformation, as well as review your creditworthiness through national databases that may include Equifax, Transunion, Experian, and other credit bureaus. By submitting your information to us, you agree that lenders or lending partners may obtain such credit reports and verify your information.
Restrictions
You must be 18 years or older and a legal resident of the United States to submit a form. You agree not to use this Site for any illegal or inappropriate activities.
Compliance with Laws
You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site's third-party vendors. Credifa.com may, at its sole discretion, report actual or perceived violations of the law-to-law enforcement or other authorities.
Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs, and other properties, including all software, text, and images appearing on this Site, are the intellectual property of Credifa.com, its licensees, or other third parties who have authorized the use of such properties on the Site.
You have permission to view documents, pages, images, or other materials or content on this site solely for the purpose of requesting a loan. Credifa.com reserves all other rights in this Site and its contents. You may not copy, distribute, display, transmit, or disseminate any documents, pages, images, materials, or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright, or other intellectual property right.
Limitation of Liability and Disclaimer of Warranties
Credifa.com makes commercially reasonable efforts to ensure the accuracy of the information on this Site, but accuracy is not guaranteed. Credifa.com makes no representations regarding your use of this Site or the results that you may or may not achieve through such use.
Third Party Content
This Site may contain links to websites maintained by third parties. Credifa.com is not responsible for the content or privacy policies of third-party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered, or any third parties associated with those websites.
Privacy
The Privacy Policy outlines your rights and our responsibilities regarding your personal information. Credifa.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. Credifa.com reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted, and your continued use of this Site signifies your acceptance of such modifications.
Credifa.com uses industry-recognized technology to protect your personal information.
Modification
Credifa.com reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.
Violation of the Terms of Use
By using the Site, you understand and agree that Credifa.com, in its sole discretion and without prior notice, may terminate your access to this Site and to any services offered and may remove any content you have provided if Credifa.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive, or in violation of applicable laws.
